Sunday, 30 October 2011

Budget Security

It wasn't until I was madly brainstorming to come up with a topic to blog that I discovered that gaining security is an important reason to budget.  Budgeting to save a certain amount each week is as good a way as any to add security to one's lifestyle. 

Savings offers stability to the future, and I will be able to save for trips away to see my son, and even for another car, once I have paid my Visa debt.  I recently paid $300 off Visa in one amount, so I am hoping that I will pay it off sooner rather than later.

I have been dreaming of all the things I can save for, even on a small income.  Time will tell if I succeed.

Goals and Dreams

At present, I pay $100 a fortnight towards my Visa debt.  When I have finished with it, I can easily use this amount to go towards a savings fund. 

I would need to set up a separate account, or perhaps put money into a term deposit, so as to keep the money safe.  It may even be an idea to have a second signature on the deposit, so I cannot get the money out without good reason.

It's exciting to think that with my financial goal reached, I will be able to fly out of the country and wing my way towards a fun place.  Such is the power of budgeting!

Sunday, 9 October 2011

Bundy Dens

My dogs mean alot to me.  They are affectionate, loyal and always happy.  I go out of my way to feed them small pieces of toast with vegemite, just to share in their happiness.  I started doing this when Pixie was still a pup, so as to see her more often. 

Pixie's an outdoor dog, having too much energy to be inside.  She jumps around endlessly, and explores all my spaces, if let loose in the house.  I used to have toys to amuse her as a pup, but she got a bit to 'bitey' with them, and had a tendency to use her mouth too much.

Benny is a quieter dog.  He enjoys a pat and kind words more than anything.  Although the two dogs are the same breed, they are different ages, and completely different personalities.  But they both appreciate being denned at night.

Tuesday, 4 October 2011

Budgets for Pooches

As part of my number-crunching efforts, I have extimated how much I spend on my dogs.  They eat like horses.  Although Benny and Pixie are short-haired fox terriers, they are always hungry.  I feed them tid-bits throughout the day, and in the evening I feed them their main meal of the day.  I nearly get mown down in the rush.

For their feed, I keep dog costs down by buying small dog biscuits and sausage meat in bulk, and store the sausage meat in the freezer.

Benny recently had an infection in his leg, so this was an extra expense which included painkillers and antibiotics to aid his recovery.  He'll soon be worth his weight in gold, if he carries on like that again!