Thursday, 22 September 2011

In the Budgeting Spirit

Fancy that!  I've been beavering away at home working on budgets and I have two budget plans to show for it.  Bridges may send out copies in the next newsletter, so that everyone can share in the spirit of budgeting for a better financial result. 

I have enjoyed dissecting my spending habits also, and can now account for the dearth of available cash on hand.  I usually get through my income fortnight by the skin of my fingernails.  It makes a change to have an awareness of my financial payments ahead of time. 

Sunday, 18 September 2011

A Light Bulb Moment

Kerry drew circles on the whiteboard which showed the areas of expenditure like groceries, entertainment and fuel. Seeing the money I spent in black and white made me realize how much I was wasting.  It was a real light bulb moment.

At home, I created on my computer, a pie chart which allowed me to see where my money was going.  I wasn't happy. I was determined to make a change. And you'd better believe I have. Instead of wasting money on buying beer, I have reduced my spending by more than half.  It's not like I don't need the money to pay my rates.  I got the discount!

Numbers and Tightropes

Why is playing with numbers like walking a tightrope?  When you fall off either one you've made a complete mess of it.

For me, numbers are as precarious as a tightrope.  When logging in to my blog, at Bridges, I find it challenging, to say the least, to think of a strong password using numbers.  I eventually must be satisfied with using a number I am very familiar with.

I wonder how many other people have the same difficulty using passwords.

Thursday, 15 September 2011

The Week at Bridges

I've had a busy week at Bridges, only missing Thursday.  Work was focussed on the "How to Guides", which were rather intensive, and hard to get right.  The guides are meant to help people use the computers on the system.  Hopefully Andy will be able to make sense of what I've done.

Tuesday, 13 September 2011

Budgeting Blues

I am not good with numbers.  My brain struggles with mathematical concepts and refuses to focus on wringing a result out of a group of numbers.  That's why the concept of budgeting has eluded me for so long. 

However, at Bridges Clubhouse, Kerry has used words to get across the ideas on which budgeting is based.  He showed a group of us how to put spending into a list of descriptions, with a total. 

I set to work at home with my computer, and studied my spending habits and necessary costs, and came up with a series of financial sheets which made me realize what I was wasting on unnecessary spending.